One Platform for SMEs.
Endless Possibilities.

Empowering UAE SMEs with intelligent tools, seamless integration, and the confidence to grow — powered by AI and the Central Bank of UAE's Open Finance Framework.

The SME Economy is Booming
— but Underserved

In the UAE, 85% of SMEs are considered mature with established credit records. Yet, too many still struggle with access to financing, banking services, and growth-enabling insights that could transform their business trajectory.

Our comprehensive market research reveals that 41% of SMEs are eager to explore digital financial services, while a concerning 50% of SMEs fail within five years due to operational and financial inefficiencies that could be addressed with the right tools.

The Banking challenges

Traditional banks view SMEs as high-risk, low-return clients requiring custom handling with fragmented segmentation.

It's time for a better way.

Built for SMEs. Designed for Growth.

SME One-Platform is a smart, AI-powered ecosystem that connects UAE small and medium enterprises with everything they need to thrive — across finance, operations, forecasting, and decision-making processes.

One Unified Login

Access all SME financial services through a single, secure portal — eliminating the need to juggle multiple platforms and credentials.

AI-Powered Tools

Leverage sophisticated forecasting and benchmarking capabilities that turn complex data into actionable business intelligence.

Seamless Integration

Connect effortlessly with banks, government agencies, and third-party providers through our advanced API infrastructure.

Real-Time Insights

Make data-driven decisions with instant access to financial analytics and performance metrics tailored to your industry.

To Be Powered by the CBUAE Open Finance Framework

GrowX is a UAE-based Third-Party Provider (TPP) enabling seamless SME banking and finance through a unified, AI-powered platform. We are currently working with the UAE Central Bank to obtain certification to participate under the Open Finance Framework. It powers the SME One-Platform.

Building on the CBUAE Open Finance Framework, GrowX connects banks, fintechs, and SMEs to simplify access to lending, payments, and operational tools—all in one place.

GrowX delivers integrated services through a secure middleware and gateway architecture that connects with banks, government entities, and third-party providers. The platform offers multi-bank account aggregation, payment and trade services, alternative lending, and real-time financial insights—enabling SMEs to manage their finances through a single, unified experience.

Standard APIs + Middleware

Enterprise-grade connectivity architecture that ensures seamless data exchange between all platform participants.

GrowX as an Official
TPP

Actively working to be certified as a Third-Party Provider under CBUAE regulations to facilitate secure, compliant integrations.

Plug & Play
Ecosystem

Connecting CBUAE banks, non-CBUAE financial institutions, government systems, and fintech providers in one unified platform.

All-in-One Intelligence for Every SME

Our platform delivers powerful capabilities specifically tailored to address the unique challenges faced by UAE's small and medium - sized enterprises:

Account Aggregation

Gain unified financial visibility across all your banking relationships and accounts in one comprehensive dashboard.

AI Chatbot Support

Access always-on assistance for operational and financial queries, with context-aware responses that improve over time.

Intelligent Forecasting

Utilize advanced AI algorithms to predict business trends, optimize cash flows, and anticipate key financial outcomes.

Benchmarking Tools

Compare your business performance against industry standards and competitors to identify opportunities for improvement.

GrowX – Soon to be your Trusted TPP Partner

GrowX is currently in the certification process to become an authorized Third-Party Provider under the Central Bank of UAE's groundbreaking Open Finance Framework.

Our mission transcends technology:

To help SMEs succeed


We build the sophisticated tools, robust infrastructure, and actionable intelligence that UAE SMEs need to scale effectively — and we partner with leading banks and institutions to deliver these solutions seamlessly.

Let's shape the future of SME growth, together.